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Help Your Merchants Minimize Transaction Processing Costs with BINsmart!

"It's the most important innovation in payment processing in the last 20 years."
- Response from leading payment solutions’ executive after learning about BINsmart

Our patent-pending BINsmart™ Cost Manager is a revolutionary technology that evaluates every transaction to help your merchants save a significant amount of money on their processing costs.

With BINsmart, which can be utilized through exclusive terminals or within our MerchantWARE payment processing solution, you can open more doors, increase sales, and build your merchant account portfolio faster, simply by adding this valuable tool to your suite of offerings!

  • Assesses each transaction to uncover potential savings on processing costs by:
    • Identifying the card type used at the point-of-purchase
    • Applying the merchant’s rates, SIC and zip codes, then considering the sale amount to estimate the lowest cost processing method
    • Automatically prompting for PIN or signature, depending on which payment method is appraised to deliver the lower cost
  • Avoids costly downgrades by:
    • Requesting additional information when a Corporate card is swiped
    • Verifying the completion of daily close-out procedures
  • Reduces Interchange costs on transactions processed using debit cards
  • Presents a seamless, user-friendly experience for cashiers and customers
  • Reduces Interchange costs to save merchants a significant amount of money each year on processing expenses
  • Enhances point-of-sale solution features to give all merchants, large and small, sophisticated functionality
  • Provides our partners the option to gain additional revenue by charging activation or implementation fees as necessary
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To learn more about any of our products or services, click here or call (800) 498-0823 or email info@merchantwaresolutions.com.

"I've been working with Merchant Warehouse for some time now, and my clients have told me how great their service is, which is key to me and my customer relationships. In addition, I've had clients tell me their rates are very competitive..."
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Now you can help your merchants minimize their processing costs! Employ our unique, patent-pending BINsmartTM Cost Manager tool and save your customers money on nearly half of their transactions!
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