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The Best Payment Processing Solutions For You & Your Customers.
800.498.0823

Check Payment Processing

We offer a complete check payment processing service that allows merchants to safely accept and validate personal checks with guaranteed protection against losses. In partnership with CrossCheck, Inc., we offer check processing programs to meet the needs of any business. Our Standard Guarantee Service plan enables merchants to validate checks within seconds of data transmission, deposit the approved checks into their bank account and, should any approved item be returned as unpaid, receive full-value reimbursement.

  • Highest Approvals in the Industry
  • Competitive Pricing
  • Custom Designed Premium Programs
  • Toll-Free, 24/7 Customer Service
  • Simple, “No Form” Claim Submittals
  • Terminal, Internet, & Phone Authorizations
  • No Proprietary Check Processing Equipment Required
Our Premium features, available in addition to the Standard plan, include:
  • More guaranteed check approvals on higher-risk transactions
  • Payment management program for recurring customers with multiple monthly check payments
  • “Stop Payment” coverage on purchase disputes
  • Advanced check authorizations on purchases for future delivery goods/services, with the ability to make authorization adjustments at sale close
  • Check conversions to EFT (electronic fund transactions)
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To learn more about any of our products or services, click here or call (800) 498-0823 or email info@merchantwaresolutions.com.

"I've been working with Merchant Warehouse for some time now, and my clients have told me how great their service is, which is key to me and my customer relationships. In addition, I've had clients tell me their rates are very competitive..."
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Now you can help your merchants minimize their processing costs! Employ our unique, patent-pending BINsmart™ Cost Manager tool and save your customers money on nearly half of their transactions!
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MerchantWarehouse.com is a registered ISO/MSP of the following FDIC-insured banks: BancorpSouth-Tupelo MS, US Bank-Minneapolis MN, HSBC Bank USA, National Association Buffalo, NY, and Wells Fargo Bank, N.A.-Walnut Creek CA. American Express® and Discover® require separate approval.